Buying Your Next Home

Made Easy

We help homebuyers improve their credit scores, pay down debt, and save for their down payment without wasting time following plans that don’t work so they can purchase their new home.


Mortgage Loan Pre-Approval Audit

Go over your three credit reports with a homebuyer specialist to learn how you can qualify for a mortgage in the shortest amount of time possible.

Credit Repair

Remove inaccurate and unverifiable items from your credit report.

Credit Education

Finally get the credit education you wish you received in high school. Get the tools and tips you need to obtain and maintain a lifetime of great credit with video and e-mail training.

Debt & Saving Options

Get a customized plan to pay down debt or save for your down payment and closing costs.

No Upfront Fees

Only pay for work that has been completed.

Money Back Guarantee

Rest assured knowing that we back our work with our 180-day money back guarantee.



We offer a well-rounded financial literacy program. 
Along with credit repair, we also provide our clients with the Cash Flow Calibration System where we guarantee that we can improve your cash flow by $500 per month.*
*All you need is a steady job.

We are also well versed in the home buying process, so our clients understand how much home they can afford, how to save for a down payment, how to find down payment assistance programs, and more!

We will work with your lender or real estate agent to make sure that you are prepared to purchase your home in the shortest amount of time possible.


  • 100% Money Back Guarantee
  • Veteran Owned Company with Integrity
  • Experienced Tools for Consumer Credit and Mortgage Approvals
  • Intimately Involved in Your Credit Repair Experience
  • Active Support Throughout the Entire Process
  • Affordable Prices and No Long Term Contracts


  • Personalized Credit Repair Options to Fit Your Situation
  • Experienced Case Analyst and Case Adviser Who Personally Works With You Throughout the Entire Process
  • Custom Credit Challenges Created For Your Case
  • Access To A Consumer Attorney
  • Cash Flow Calibration System
  • Credit Tools and Education


We Offer Multiple Payment Options That Fit Your Financial Needs, No Upfront Fees, And Our 100% Money Back Guarantee.

Our Clients Rest Easy With The Peace Of Mind In Knowing That They Are Paying For Results And Not Broken Promises.


Over 70 percent of Credit Repair Companies are in the business to make a quick dollar.  They won’t tell you that credit repair is a two step process.  Instead, other companies will dispute negative items on your credit report and never tell you that you need to build credit at the same time.  
So while items are coming off your credit reports, your credit scores remain the same and you continue to pay them money.
With our program, we focus on credit repair…
AND credit building through paying down debt, debt settlement, and opening new credit accounts.
Our sole purpose is to help you get into your new home.
Schedule A Free Consultation




Charged Off Accounts


Late Payments


Tax Liens

Personal Information


Short Sales


And More!

Best Of All - We Do Most Of The Work!


We Have an Excellent Track Record of Improving
Client’s Credit Scores

With a better credit score you may qualify for better interest rates and financing terms. Even with just a 20 point increase in your credit scores, you can save TEN’S OF THOUSANDS of dollars in interest on your home, thousands of dollars in interest on your car loans, and hundreds of dollars in credit card interest. Credit repair is not a cost, it is an investment in your financial well being.

Average Length of Services (These vary and may not be current averages)

30 to 45 Days


45 to 90 Days


90 to 180 Days


180+ Days


Average Improvements in 90 Days (These vary and may not be current averages)

10+ Points to Credit Scores:


20+ Points to Credit Scores:


50+ Points to Credit Scores:


100+ Points to Credit Scores:


How Our Safe & Effective System Can Work For You



Creditors know that most consumers don’t know the credit laws that protect them. This is where we come in. Let us fight for you. If during the process, we notice something that does not look right, we can assist you in forwarding your credit case to FCRA or FDCPA attorneys for review if you choose.

Sign up for a Free, No Obligation Credit Consultation.



What Items Can You Help Me Remove?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Will Items That Are Removed Come Back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

Why Do Results Vary?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.

How Long Will It Take to Raise My Score?

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.

How Much Will It Cost Me?

Our approach to this question is to look at what it will cost you to NOT improve your credit scores.

Co-founder Jonas Mitchell purchased an $18,000 vehicle with poor credit and paid $32,000 with the interest added.

After purchasing a home, there is over $100,000 in equity available to use once the home is sold. With poor credit, he would not have access to these funds.

Credit Repair is the first step to a healthy, financial lifestyle.

If you have never been taught how to use your credit, or properly manage your finances, this program will refund you years of frustration and wasted money and literally change the financial path of your family for generations to come.

Is Credit Training And Education Worth It?

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report as long as it is reporting inaccurately. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

What is Your 100% Guarantee?

You are entitled to a 100% refund on all monthly payments if: – You have had no new collections or missed payments in the time frame we are assisting you – You maintain a Credit Monitoring service throughout the Credit Repair process. – You have had six months from the time you retain our services. – You have at least five negative accounts on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).


Enrollment Fee: $199

Monthly Service Fee: $125

Join With A Friend To Waive One Enrollment Fee!


"Explained to them my situation and they got straight to it. I have seen nothing but positive changes since I got with this credit repair company . Having and building credit is important!!! Thank you guys for the continued awesome work and customer service."

Neisha K.

"Definitely recommend! My credit score went up 111 points in a couple of months. Jonas and his team are very kind and really takes the time to work with you, even if you have a busy schedule. The programs are super easy to understand and very informative. I’ve learned a lot over these last few months. Can’t wait to purchase my first home!!!"

Qwanasia R.

"It was a great time and education from scribble credit repair. All my questions and fears was attended to. They were so professional in their undertaking. Great people with great understanding."

Idehenre F.

"I’ve been with scribble for a few months, struggling to get my credit score up out of the low 5’s I told Jonas and his team my issues and he took it from there. I already see such a dramatic change in my score that if I wanted to buy a house today, I’m eligible. I recommend this credit repair group. Trust me you will not be disappointed."

Michaiah H.

"Jonas and his team are in the process of helping my husband and I to become first time homeowners. He taught us a lot of valuable information that will put us on the right track to reach our goals. Very professional, honest and straight forward!"

Kristina H.