With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.

Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.

Our approach to this question is to look at what it will cost you to NOT improve your credit scores.

Co-founder Jonas Mitchell purchased an $18,000 vehicle with poor credit and paid $32,000 with the interest added.

After purchasing a home, there is over $100,000 in equity available to use once the home is sold. With poor credit, he would not have access to these funds.

Credit Repair is the first step to a healthy, financial lifestyle.

If you have never been taught how to use your credit, or properly manage your finances, this program will refund you years of frustration and wasted money and literally change the financial path of your family for generations to come.

Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report as long as it is reporting inaccurately. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.

You are entitled to a 100% refund on all monthly payments if: – You have had no new collections or missed payments in the time frame we are assisting you – You maintain a Credit Monitoring service throughout the Credit Repair process. – You have had six months from the time you retain our services. – You have at least five negative accounts on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).